The Differences in SSI and SSDI Benefits

Disability Benefits through the Social Security Administration are broken into two categories: Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI).

Before a representative of the Agency ever looks at your medical diagnoses, he or she will look to see whether you meet the work length or income requirements necessary to receive benefits.

To qualify for SSDI, you must have earned 20 “credits” during the 10 years before you became disabled, and each calendar year of employment contains 4 credits. In other words, you must have worked at least five years on and off during the last ten years to qualify for SSDI.

To qualify for SSI, your income must be low enough to qualify for the program. As of 2019, the monthly income limits are $2,000 for an individual and $3,000 for a couple. The Agency also considers any assets you own when evaluating your household income.

The Agency’s rules regarding work and income are intentionally complicated to deter deserving people from applying for benefits. We are passionate about decoding the Agency’s regulations and getting our clients monthly financial assistance. Fill out our simple questionnaire to tell us about your case and hear from our practicing attorney.