Social Security Disability
We understand. A hard career is tough, but satisfying. When a disability forces your career to end long before you are ready, the stress, embarassment, and uncertainty about your future can be overwhelming.
You have options, and we can help.
This is where we come in. Here at Enzor and Maniscalco, we offer close and calm guidance through each step necessary to secure the benefits you deserve and are ready to fight for you on appeal in the event your application is denied. We are especially committed to treating our SSDI clients with the utmost respect, upholding confidentiality, and providing zealous advocacy.
A Little Background
For many Americans, these disabilities appear before the age of 65: too early to apply for retirement benefits but too late to start a new career. You may lack transferrable skills, or be suffering from a developing mental illness, a debilitating injury, or simply the physical toll of aging. Your disabilities may be unique, but the anxiety remains the same.
If this is the case, Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) may be right for you. SSDI is usually an option if you have a substantial work history, while SSI could be the right course of action if your household has a very low income.
To qualify for SSDI, you must, in general, meet the following:
- You must have a physical or mental condition that prevents you from engaging in any "substantial gainful activity";
- Your condition must be expected to last at least twelve months or result in death;
- You must be under the age of 65; and
- You must have accumulated 20 social security 'credits' in the last 10 years before you were disabled; one additional credit is required for every year by which the worker's age exceeds 42.
Each of these rules is carefully defined by the SSA. Even if you have an obviously-qualifying disability, the application process can be overwhelming without help. You face a long and complicated road in two ways: first, confusing fact-gathering as you prepare a medical history for the government to review; second, a tangled web of administrative law as you present your case. As an added burden, applicants often find that the daily physical and mental pain of their disability is cutting into their ability to properly apply for benefits.
Facing a two-thirds chance of denial following an initial application, months of waiting, and the prospect of a courtroom appearance before an Administrative Law Judge, you owe yourself the support of an advocate that is both knowledgeable of, and experienced in, the process.
If you are considering applying for SSDI benefits or have already applied but have been rejected, you can call our office to set up a free consultation at 256-770-7232. We can help develop a plan of action, assist in your initial application, gather relevant evidence, appear at hearings, advocate on appeal, or simply advise you generally about the process. One of the best parts of being an attorney is seeing that peace of mind that comes into a client's eyes upon realizing that there is a way forward.